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New EU budget: Save and invest – like in Sweden

by AI | 30.Sep 2025 | Europe in brief AI

Sweden is seen as a model when the EU Commission calls for savings and investment accounts to free up more money for growth in Europe.

Maria Luís Albuquerque. Photo: European Union

Brussels – The EU Commission calls for savings and investment accounts to unlock more money for growth in Europe.

A strategy to make Europeans more “financially literate” is being launched alongside a “blueprint” on how savings and investment accounts can be established. Sweden is seen as a model.

The hope is that the billions currently frozen in regular savings accounts can instead be used to finance various initiatives in the business sector, thereby benefiting both savers and growth.

“For many Europeans, investments are seen as incomprehensible, unclear, and only for those with large disposable assets,” says Maria Luís Albuquerque, EU Commissioner for financial affairs and investments, at a press conference in Brussels.

In Sweden, there are so-called investment savings accounts, ISK accounts, where savings of up to 150,000 kronor are tax-free. From 2026, that limit will be raised to 300,000 kronor. The purpose of ISK is to save in stocks and funds. Profits from stock or fund sales can be withdrawn tax-free.

(September 30)